Fighting Real Estate Fraud
Fraud and investment scams abound at all levels of the real estate market – whether it be a contractor who charges hundreds of dollars for work not done to an “investment agent” who embezzles...
Reverse Mortgages
A reverse mortgage is a home loan that provides cash payments based on home equity. Homeowners normally “defer payment of the loan until they die, sell, or move out of the home.” Upon...
College Apartments
Every year, millions of college students flood into college cities and towns. Those students, along with the faculty and staff at their schools, have one common need: housing. Consistent demand...
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Are You A Good Tenant?
The factors that make a good tenant can vary, based on the landlord and the individual renter. Few universal characteristics hold true – some pet owners are wonderful tenants; some quiet...
Real Estate Traps To Avoid
Since a home buyer apportions the bulk of his savings and income to a single investment, he wants to save as much as possible. Property developers exploit this penny-pinching penchant by offering...
Common Refinance Mistakes
If you’re like many homeowners out there, you may be thinking about taking advantage of the low mortgage rates out there and refinance your home loan. If so, make sure you avoid these four...
The Art of House Hunting
There comes a time when having the freedom to up sticks and move around starts to lose its shine. You begrudge lining someone else’s pockets with rent. You begin to long for something other than...
Title Insurance: Who Needs It?
Who needs title insurance? Anyone who owns a house! Title insurance is a policy of insurance that provides coverage for the title-related risks associated with real estate transactions. It is...
A Broker’s Responsibility
A broker is an individual or party (brokerage firm) that arranges transactions between a buyer and a seller for a commission when the deal is executed. A broker who also acts as a seller or as a...
House Market Indicators
In attempting to identify bubbles before they burst, economists have developed a number of financial ratios and economic indicators that can be used to evaluate whether homes in a given area are...
Buying a Home: The Basics
As a first-time buyer, there is much to consider. Here we have a look at some of the factors that may influence your decision, including: good school systems, tax breaks, reasonable housing...
Nothing in life is to be feared, it is only to be understood. Now is the time to understand more, so that we may fear less…